Short Sales

"Under the new federal program, a lender will use real estate agents to determine the value of a home and thus the minimum to accept. This figure will not be shared with the owner, but if an offer comes in that is equal to or higher than this amount, the lender must take it. "

Interesting quote from a VP at Wells Fargo which doesn't seem to be in line with the stated policy above - “This is not an opportunity for the customer to just walk away,” Ms. Huey said. “If someone doesn’t come to us saying, ‘I’ve done everything I can, I used all my savings, I borrowed money and, by the way, I’m losing my job and moving to another city, and have all the documentation,’ we’re not going to do a short sale.”

Full Article - http://www.nytimes.com/2010/03/08/business/08short.html?pagewanted=1

Protect Your Company's Most Valuable Resource

Hello everyone,

Ever wonder what it would be like to be a Navy Seal? Or, wonder what kind of training is involved to become a Navy Seal? Or, even better yet, wonder what knowledge and skills Navy Seals possess and use to protect themselves from harm? If so, then next Wednesday morning (March 24th) is an uncommon opportunity to address some of these questions as well as other personal safety concerns you might want to improve. My friend and entrepreneur, Larry Yatch will be giving a free personal safety seminar between 9:30 AM to 10:30 AM at the Berkeley Association of Realtors.

Larry resides in San Diego and is 11-year veteran of the U.S. Navy Seals having graduated from the United States Naval Academy. Since leaving the dangerous life of a Navy Seal behind him, Larry has ventured into an even more harrowing engagement of small business entrepreneurship. His passion is to help business professionals and their families expand their knowledge to think and act securely across their corporate and personal lives.

In creating his company, Sealed Mindset (www.sealedmindset.com), Larry sought out to offer a unique and innovative approach to self-defense and personal safety for everyone who is concerned about the dangers and uncertainty of the modern world. Sealed Mindset empowers people with "fundamental knowledge and skill" that can be used ANYTIME by identifying and avoiding dangerous situations BEFORE they happen ANYWHERE in the world.

To think and act with superior thought and action, people must be open to invitations of superior knowledge and power and take every opportunity to accumulate it. Please consider this invitation to learn from Larry as uncommon, not ordinary, and highly valuable for expanding your "Mindset" in personal safety.

Please join me in attending Larry's seminar along with your guest.

** TO RSVP, please reply to this email by Friday, March 19.

Larry's subject matter expertise includes:

-- mindset and awareness

-- personal safety and security

-- mobile security

-- mission planning

-- and others...

Should you have any questions, please call or send an email.

Best regards,

Scott Bovard

510-280-2147

The Ultimate Live/Work Loft in Oceanview

Location: Oceanview

This is the perfect place fir someone who is looking for a live/work space in Berkeley. There are separate entrances to the work area and living area which features skylights and a sleeping loft. This fabulous flex space has off-street parking, easy access to 880 freeway & transbay bus. Other nearby amenities include Jimmy Beans, T Rex and Picante restaurants as well as an eclectic assortment of shops.

~ Approximately 1380 sq ft of Living Space
~ Off-Street Parking
~ Half Bath in Workspace
~ Mulit-Level Living Space
~ In-Unit Laundry

Information is deemed reliable, but not guaranteed. Square footage per builder.

INFORMATION

CONTACT INFORMATION

Scott Bovard

scott@scottbovard.com

510.280.2147

CA DRE Lic #01308792

Contact Reply Form

Forward to a Friend

View Other Flyers

PRICING

Price: $412,000

Homeowner Dues: $250 per month

PROPERTY LOCATION

1450 4th St
Unit 7
Berkeley, CA 94710
View Map

FEATURES

Bedrooms: 1

Bathrooms: 1.5

Parking Spaces: 1

Year Built: 1992

Square Footage: 1452

Agent Name: Scott Bovard

Broker: Red Oak Realty

MLS #: 40447758

ATTRIBUTES

APPLIANCES

Range/Oven

Full Refrigerator

Laundry Hook-ups

INTERIOR AMENITIES

Breakfast Nook

Skylight

PHOTO GALLERY

View as Slideshow View Photo Gallery (13 Photos)

Emerging Trends in Real Estate 2010

Wondering what is going to happen in real estate in the coming year? Check out the Emerging Trends in Real Estate report from the Urban Land Institute. I have but one response...invest in residential now!

Loan Modifications

There is allot of talk about why loan modifications are so difficult. Here is a video that may shed some light on loan modifications and here is the FDIC's response to the video. I watched the video and reviewed the FDIC response and don't see how the response refutes the claims in the video. Food for thought.

Online Backup

Today I realized it's been awhile since I last backed up my laptop and my office computer and since I am the IT guy for LMB Interiors those office computers too. I decided it was time to take care of my data and instead of using the unwieldy external hard-drive I researched online backup services and am excited to have found SugarSync. See how SugarSync stacks up to the competitors. I am excited about how this can help me to better care for my clients.